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1. After I quality for Medicaid, should I terminate my other medical insurance?

Medicaid will allow you to pay the medical premium from your monthly income as long as your coverage is in force. There are some advantages to retaining your policy. For instance, you may wish to choose a doctor that does not accept Medicaid. Also, the patient liability may be refunded if the Medigap insurance will pay for the coinsurance days while the patient is on Medicare skilled days.

2. Do I have zero assets before I quality for Medicaid?

No, some assets are exempt. The Medicaid Program has rules which determine exempt and countable resources.

3. Will Medicaid pay for my bed if I am temporarily absent from the nursing home?

Yes, each Medicaid nursing home patient has 30 calendar days per year for which Medicaid will pay to hold the bed while in the hospital or for physician pre approved therapeutic visits with family or friends. Additional days can be authorized for residents in an ICF/MF facility.

4. Can I transfer to another nursing facility after Medicaid is approved?

Yes, an individual is free to choose any certified Medicaid nursing facility in the state of Ohio. The Medicaid case will be transferred to the supervising county.

5. Will the Home Care Program offer services to regular or delayed spend down Medicaid recipients?

Yes, for Community Medicaid consumer, the Ohio Home Care Program offers core services: Nursing, daily care and therapy are provided to patients for 14 hours or less a week, when their physician orders core services for more than 14 hours a week, the Core Plus Benefit Package is another option. Call Care Star Inc. at 330-492-4530 or toll free at 800-492-4530.

6. If I chose Medicaid Hospice care, do I continue to pay my patient liability?

Yes, the Hospice Program still requires that patient liability be collected. This offsets the room and board costs.